What is a Traditional ROTH?
It is a retirement savings account.
How does it work?
You put after-tax income into the account; $7,000max a year if under 50 years old
At age 59 1/2 the government allows you to withdrawal money, tax-free, from your account. 
Ideally you start a retirement account when you are young, so it will grow over time. Yet, if you start at age 30, you cannot touch (without penalty) your money for 29years. 

​What is a "ROTH" IUL?
Just like a Traditional ROTH, you put in after-tax dollars, and you can take money out of the account tax free. This is where the similarity ends. 
The "ROTH" IUL also includes:
  • Access tax-free - anytime....do NOT Wait to age 59 1/2.
  • No market loss, No market risk, No loss of principal
  • Predictable Rates of return
  • Tax free growth...compounding
  • No limits to contribution amounts 
  • Leave to family, Tax free legacy
  • Not listed on your tax return
  • much more...

If these aspects peak any of your interest, why not have a conversation to simply learn more? [email protected] 540-443-9223

Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
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The commentary on this website reflects the personal opinions, viewpoints and analyses of Willie Jester  and should not be regarded as a description of services provided by his employer or its affiliates. The opinions expressed in this website are for general informational purposes only and are not intended to provide specific tax, or legal advice. It is only intended to be educational in nature. Please contact an independent financial professional for advice regarding your specific situation. The views reflected in the commentary are subject to change at any time without notice.