IUL... a.k.a. the "Rich Man's Roth", the "Financial Pocket Knife" (Jim Stoddard), the "Too good to be true financial tool", the "Why have I not heard of this?", the "What's the catch?", "The secret to the ultra-wealthy" - the list goes on and on. 

The names and reasons are valid as the IUL is a combination of financial tools all wrapped in a nice, contractual bow; "pocketknife".

• No market loss, No market risk, No loss of principal
• Predictable Rates of return
• Tax free growth...compounding
• Access tax-free - anytime....do NOT Wait to age 59 1/2.  (Hence the ROTH comparison)
• No limits to contribution amounts (401k, ROTH, SEP, etc...all have limits)
• Protection for costs of LTC
• Tax free legacy
• Not listed on your tax return
• much more...

If these aspects peak any of your interest, why not have a conversation to simply learn more? [email protected] 540-443-9223

Is it for everyone? Nothing is for everyone, but if you like the benefits it brings to the table, take the "challenge" (thanks to Jim Stoddard)
The Challenge...
Walk into your bank or traditional brokerage and say: 
"I would like you to show me a financial instrument that provides a hedge against inflation, 100% guarantees that I will not lose my money, has tax free growth and distributions, the ability to take interest free loan, avoids probate, provides creditor protection, guarantees my family that my income will be replaced should I die, helps me protect myself financially against chronic, critical and terminal illness, and of course, allows me to take money out anytime for any reason, and any age without a tax penalty. Oh, and by the way...I only have $200 to invest per month."
Would love to hear how your conversation went. [email protected]

For Jim's book, The Financial Pocketknife.